SSS The three Ssss - sharks, summer, south swell. Well, it's not summer but a south swell was hitting sharks today. The buoy showed two swells and they combined to provide some great surf. One was 3 feet at 14 seconds from 200 and the other was 6 feet at 14 seconds from 295. The boyz and girlz were surfed out - rubber arms. But wait - look at that set - there's only a couple guys out. We charged it again, even though the energy pool was drained. Nothing like sharks on a south swell. Now the real news of the day - the social security diversion. What about this idea of personal accounts? Couple things I've noticed. One, my own personal 401K account is struggling to break even after the turndown three years ago. I imagine a similar fate awaits when one is ready to retire. Oh well, keeping working until the market turns around and makes the gains necessary to break even. Years later you're even, but your even money has lost value due to inflation. sound planning. While your account was lip launched, your trusted financial handler was still making money off fees. It doesn't matter how the accounts are performing, and don't wait for a call suggesting a change of strategy, just pay. It seems to me the financial community can't wait for this government dump into their black holes. Two, I was told that one should not barrow money to invest in the market - the risk and consequences are too great. And yet, isn't that what Bush is proposing - borrowing money to set up these accounts. I've heard many other ideas about keeping social security solvent that don't line wall street's pockets - what about it? Back to surf - Rick was king today - bailed on the short board (7' something) and went back for the big gun. Once equipped with the heavy machinery, he came out and grabbed some nuggets. Leaving the shortboarders in his wake, he turned to answer their calls for justice "what do you expect me to do, sit there?" The bird questioned his use of the heavy machinery, but Rick was unmoved. All right Rick! - and thanks for the photo.

  ¶ 11:03 PM